Transparency
Most 401(k) plans are not transparent when it comes to fees and charges. The 401kPRO plan is up front with all fees, strategies, and techniques. You have the responsibility to know and determine whether the expenses in your plan are reasonable and provide benefit to your employees.
Plan Level Investment Advice
Our plan will custom design a set of investments that meets best practices criteria. The investments will then be placed into portfolios that are optimized for reducing risk while maximizing return. The plan participants can then select their portfolio or get professional investment advice as to which model is best suited for them.
Participant Level Investment Advice
Participants will have access to an investment advisor to review their situation and provide specific recommendations to accomplish their goals. Web interface, fax and face to face meetings are available and included to give participants the advice they need.
Ongoing Monitoring
This is the most neglected responsibility of 401(k) plans. Criteria should be developed to monitor the plan, the investments, and performance. 401kPRO will provide a report to plan fiduciaries showing the extensive process of monitoring we follow and perform.
Sit Back and Relax
You, as the plan sponsor can rest knowing that there are professionals following prudent practices to make the plan operate as prescribed. In addition,
your participants can now enjoy the peace of mind that comes with knowing that their retirement funds are being monitored by qualified financial professionals.
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