Most participants are intimidated by the idea of managing their own money, so they procrastinate, under-invest or do not participate at all. Whether it is choosing the funds, allocating percentages, or just general 401(k) questions, 401kPRO is here to help. Our advisors provide information on your plan and, based on each participant’s retirement timeframe and risk tolerance, provide them with an easy to understand, written report detailing which portfolio is right for them. Our recommendations are based on the resampled efficiency curve (a patented extension of Nobel Prize winning Modern Portfolio Theory). Our report will instruct the participant exactly how to allocate their portfolio.
Invest Like a Pro
When it comes to their 401(k) plan, most participants will readily admit they are not professionals. 401kPRO offers every participant access to professional investment advice so they may obtain the retirement lifestyle they have been dreaming of.
Peace of Mind
There is a good chance that most of your participants find themselves overwhelmed with all the information, options and choices in their retirement plan. All this confusion causes anxiety over whether they are contributing enough money, if they are invested in the appropriate funds and ultimately, if they will have enough for retirement. 401kPRO puts an end to the confusion. Participants can rest assured knowing that they no longer have to do this alone and that qualified investment professionals are monitoring their accounts.
Secure Retirement
Individuals who invest in self directed accounts seldom rebalance their portfolios to account for changes in the market. 401kPRO eliminates this problem by providing portfolios that are managed to specified criteria, while providing individual investment advice that is tailored to each participant’s age and risk tolerance. Your participants will no longer have to be as concerned about market downturns because as they get older, our recommendations will adjust their fund allocation, decreasing their overall portfolio risk.
Educational Resources
Depending on the circumstances, we provide broad based financial education to all participants in person at your site, through a multi company educational event or using technology to provide on demand education.
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